All you need is putting the formula in these top 5 rows and make them look like they are empty when there is no info in the 10 rows.
Now, I assume that you want to type the date in a column, and the money amount in another one.
If so, it is easy, use the famouse IF function
=IF( SUM( A6:A16)=0, "", OFFSET( A5, COUNT( A6:A16), +5))
This is just a sample to show the last cell in column A if it is not empty, and show empty string if they are all empty.
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