good answer by murcuri,
apart from one thing, this
> Finally, because Linux has such a small market share, virus writers don't even bother to target it <
it has nothing to do with the market share,
most web servers run a version of linux, not windows - why are these not targeted?
virtually all linux software is installed via the respective repositories through the software manager,
to do this you need to be root,
all software is checked and you need to add your root password,
as the software is checked then no malware can get through,
even if it did then you would have to install it,
this article, from 2000, is what most people think
http://simson.net/clips/2000/2000.SecurityFocus.Linux_Viruses.html
the linux virus plague never happened - not even a flies worth,
it was a money making ploy for the anti-virus companies
this is a must read for anyone who thinks that there is no virus for linux because there is only a small percentage of users,
http://linuxmafia.com/~rick/faq/index.php?page=virus
(people write virus's for windows because its easy and most users use the admin account instead of a limited user account)